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Privacy Policy

Last updated: March 2026

Aral (“we,” “us,” or “our”) operates the website aral.bayanko.ph. This Privacy Policy explains how we collect, use, and protect your personal information when you use our platform.

1. Information We Collect

Account information: When you create an account, we collect your name and email address.

Payment information: When you subscribe, payment details (card number, GCash/Maya account) are processed by PayMongo. We do not store your full payment credentials — only a transaction reference and subscription status.

Usage data: We log which materials you download (topic, format, timestamp) to enforce daily limits and improve our content. We also collect basic analytics (pages visited, device type) to understand how our platform is used.

2. How We Use Your Information

We use your information to:

We will never sell your personal data or use it for unrelated advertising.

3. Third-Party Services

We use the following third-party services that may process your data:

4. Data Retention

We retain your account data for as long as your account is active. Download logs are kept for usage tracking. If you delete your account, your personal data will be removed within 30 days, except where retention is required by law.

5. Your Rights

Under Philippine data privacy law (Republic Act No. 10173, Data Privacy Act of 2012), you have the right to:

6. Security

We implement reasonable security measures to protect your data, including encrypted connections (HTTPS), secure password hashing, and restricted database access. However, no method of transmission over the internet is 100% secure.

7. Children's Privacy

Aral may be used by students of all ages. For users under 18, we only collect the minimum information necessary for account creation (name and email). We do not knowingly collect sensitive personal information from minors.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify registered users of significant changes via email or a notice on our website.

9. Contact Us

If you have questions about this Privacy Policy or wish to exercise your data rights, contact us at: support@aral.bayanko.ph